Millennial parents: Are any of you being super honest with your kids about how hard this world is going to be for them financially? How are you balancing reality with not making your kids basket cases?

Twenty years ago, working a fast-food job only priced you out of the rental market in major, high-cost cities. We’re the first generation raising kids who can't afford to rent an apartment on those wages anywhere in the country, regardless of how cheap the area used to be. How are you handling this as parents? Are you ok with multi-generational living? I know that in the quiet conversations within my social group, I do have friends that dread the idea of their kids staying at home past young adulthood. Their kids are jerks, or they are... I had a coworker who got divorced at 40 because her husband refused to let their daughter stay at home after college (he was 10 years older, she had a kid early). The daughter had legal trouble and was apparently seriously abusive. The daughter had nowhere to go, my coworker wanted the daughter to move back home, he said no... so she moved out and got an apartment and now lives with the abusive daughter. How are you all approaching your kids and their futures as things become more and more different from how they were when we were getting out of college?